Mortgage Blog

Your Mortgage Begins Here

Category: Financing (7 posts)

Why Opt for a Mortgage Broker Over a Bank in 2024: Your Comprehensive Mortgage Handbook

Why Opt for a Mortgage Broker Over a Bank in 2024: Your Comprehensive Mortgage Handbook

October 29, 2024 | Posted by: Bailey Simner

Why Opt for a Mortgage Broker Over a Bank in 2024: Your Comprehensive Mortgage HandbookIn today's rapidly evolving real estate market, finding the right mortgage tailored ...

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Down Payments 101

Down Payments 101

January 4, 2024 | Posted by: Bailey Simner

Embarking on the journey of purchasing your first home is an exhilarating yet intricate process. For many first-time homebuyers, understanding the nuances of down payments beco ...

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What is a Monoline Lender and How is it Different from a Bank?

What is a Monoline Lender and How is it Different from a Bank?

November 27, 2023 | Posted by: Bailey Simner

I frequently come across questions regarding monoline lenders, particularly in relation to who they are,  their advantages, and the process of accessing their services. Let's delve into it: To s ...

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Why Choose a Mortgage Professional?

Why Choose a Mortgage Professional?

April 28, 2023 | Posted by: Bailey Simner

While it's possible to deal with a lender directly when obtaining a mortgage, it's often beneficial to work with a mortgage professional when obtaining a mortgage for a new purchase or when negotiatin ...

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Fees Involved When Purchasing a Home

Fees Involved When Purchasing a Home

April 13, 2023 | Posted by: Bailey Simner

When purchasing a home, there are various fees that you may encounter, such as: Down Payment: This is the amount of money that you pay upfront towards the purchase of the home. The down payment i ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

January 25, 2023 | Posted by: Bailey Simner

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

January 18, 2023 | Posted by: Bailey Simner

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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